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About Construction Loan

Now construct your dream home with AU Bank’s Home Construction Loan. With speedy approvals, competitive rates, easy process and minimum paperwork, we help bring you closer to your dreams of constructing a new house in an easy and hassle-free manner.

Eligibility for Home Construction Loan

  • Applicant should be a resident of India
  • Applicant should be at least 18 years of age to be considered eligible for the loan
  • Applicant’s age should not exceed 75 years at the time of loan maturity
  • Minimum tenure for which Home Loan can be availed is one year
  • Maximum tenure for which Home Loan can be availed is 20 years
  • Minimum loan amount that can be provided is Rs 2 lakh
  • Maximum loan amount that can be provided is Rs 500 lakh

Benefits of Home Construction Loan

  • Wide branch network
  • Tax benefit on AU Bank Home Loan: Section 24, 80EE & 80C
  • Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
  • Highest Home Loan eligibility so that you can build a good home for yourself
  • Different modes for payment available
  • Experienced staff to provide doorstep services
  • Quick processing and disbursal of loans

Features of Home Construction Loan

  • Attractive rate of interest
  • Available for non-income proof customers
  • Flexible Home Loan scheme
  • Easy, minimal documentation
  • No hidden charges
  • Doorstep servicing for a convenient banking experience
  • Choice of tenure
  • Free and safe document storage
  • Easily available in rural India
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